iJoin EXPLORE democratizes financial planning.
iJoin EXPLORE is a native component of the participant experience that engages users to take steps towards long-term financial security.
EXPLORE presents education and financial planning through activities that address retirement plan benefits, debt management, emergency funds, health care analysis, income protection, social security, life insurance, and more.
Personalized Experiences for Every Employee
Each short, personalized module introduces the user to essential information and an opportunity to take an action that moves them along a rewards path and a step closer to their financial goals. And since the entire experience occurs within iJoin, actions they take automatically update their unique goals-based “Personal Retirement Picture™.”
Personal Retirement Picture
Add Outside Savings
First Savings Dollar
College Savings Planner
Optimizing Social Security
Everyone is on a unique life and financial path. iJoin EXPLORE presents quick, actionable opportunities for each saver to optimize their retirement plan experience and take steps to improve their personal financial path.
Here are answers to a few questions you or clients may have about how it works.
Is EXPLORE an educational or financial wellness offering?
EXPLORE is an educational, wellness, and financial planning offering. It combines essential information and actionable guidance to help people take steps to secure their financial future.
How is EXPLORE different from other learning / coaching modules?
- It is embedded in the iJoin user experience whereas most offerings require a user to log in to third party sites to access information and learning experiences.
- The actions a user takes to add information updates their iJoin goal projection and the recordkeeping platform with requested changes.
- Activity is gamified as users move along their success path.
How is EXPLORE personalized to each user?
Unlike other educational, wellness, and planning tools that start from a blank slate, EXPLORE presents each activity based on information unique to each user’s data and goal projection.
How many activities does EXPLORE include?
EXPLORE contains more than a dozen activities designed to help users improve their long-term savings prospects. They cover areas of the retirement plan experience, financial wellness, and financial planning.
What does the user “journey” lead to?
The metaphor of the user journey is a trekker along a learning path. Each user achieves badges for completion of activities and as they move along their path to success. In future versions, we look forward to tying other incentives to the experience.
Can a user go through EXPLORE in any order?
Yes. While there are some retirement plan activities all users are encouraged to complete, they may visit any activity in any order to learn about or act on financial needs they may have.
Do actions taken by a user in EXPLORE update iJoin and the recordkeeping system?
Actions taken to maximize the employer match or add outside assets update iJoin’s goal projection and, as appropriate, update the recordkeeping system.
Can I enable EXPLORE for some or all plans?
Yes, you may choose to enable EXPLORE globally or on a plan-by-plan basis.
How can I add EXPLORE to my client experience?
Contact iJoin Sales about licensing EXPLORE for your plans. Once licensed, the functionality becomes an integral component of your iJoin user experience without the need to install or maintain an additional product.