IRA Rollovers
Recordkeepers and plan advisors face two IRA rollover challenges: a smarter opportunity to retain more high balance, voluntary rollover IRAs and a need for a smoother force-out IRA process. iJoin gives you both.
IRA Clarity™
Retain rollover assets with automated IRA candidate screening, suitability analysis, targeted communications, and seamless account opening.
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Automatic Rollovers
Simplify small balance force-out processing with built-in automated IRA functionality for terminated participants.
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Simplify Your Force-Out Strategy with Automatic Rollovers
ERISA provides for a force-out distribution and rollover to an IRA for terminated participants with vested balances under $7,000. In partnership with PenChecks, iJoin’s Automated Rollover solution identifies and processes these IRAs, creating a compliant, efficient process that serves all stakeholders.
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iJoin’s Automatic Rollover (ARO) functionality is a component of iJoin ACT.
Easy Plan Setup
Automated Process
The process provides an audit trail for reporting force-out history and statuses.
ARO works to lower your costs and reduce your risk.
SEVEN IMPORTANT WAYS:
Lower retirement plan administration costs
Reduce fiduciary risk and responsibility
Keep the number of participants with balances below the DOL audit threshold
Establish automatic rollover IRA for non-responsive participants
Perform annual address search
Eliminate mailing costs
Protect participants’ deferred tax status
ARO is Easy to Implement
24/7 online access to the benefit election site
No software to download or manage
Ability to access 30-day and IRA notices for audit purposes
Dynamic informative dashboard and report
Robust permission levels for staff and plan sponsors
See ARO in action.
Request a demo today.
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