Managed Advice & In-Plan Income Solutions

Personalized guidance and income strategies that support better participant outcomes and long‑term retirement security.

Managed Advice

Drive better participant and plan outcomes with scalable, personalized investment solutions built around each saver’s goals.

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In-Plan Income

Protect retirement income by helping participants build guaranteed income streams that last through retirement.

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In-Plan Income Solutions

Innovative offerings designed to differentiate

iJoin’s In-Plan Income Marketplace makes it easier to deliver personalized, guaranteed income solutions at scale, meeting investor demand for certainty, satisfying suitability requirements, and leveraging new regulatory clarity to seamlessly connect to provider platforms offering investments and annuity contracts.

Flexible by design

iJoin’s “Power to Personalize” approach supports an array of methodologies.

Flexible investment and risk methodologies lead to variable asset allocation schemes and personalized goals-based income needs projections. All of this in concert leads to solving for income protection.

Flexible by design

The Innovation Mandate

The industry mandate is to help investors create greater certainty in retirement income by dramatically improving access to high quality products that derisk individual portfolios while creating guaranteed retirement income streams.

To meet this challenge, iJoin has developed advanced retirement plan technology to support a flexible ecosystem of investment and risk methodologies and product structures.

Chart 1. Heading is "MAP with Integrated Income Solutions." Two sub-items are "Annuity product integration" and "TDF with Income Solution Integration."

Chart 2. Heading is "Investor DIY Income Solutions via iJoin User Experience." Sub-item is "Annuity Product Integration."

Our innovative approach provides advisors, recordkeepers, and their clients with seamless, friction-free access to in‑plan income solutions via traditional accounts, advisor managed accounts, or target date funds.

The goal of our innovation strategy:

Disrupt a slow‑moving status quo to accelerate meeting the retirement income goals of millions of investors.

An Advisor-Centric Model

As the in-plan income market matures, we believe greater emphasis on product suitability and a robust selection process will become requisite to advisor success.

iJoin’s In-Plan Income Marketplace helps fiduciary and non-fiduciary advisors deliver compliant, cost-effective, and highly personalized retirement income strategies with a focus on data-driven insights that support better outcomes across the full savings-to-income journey.